78720146-young-woman-getting-mail-from-mailbox-gettyimagesApproveData is the leading provider of Fair Credit Reporting Act (FCRA)-compliant prescreens using alternative data on underserved consumers.

73% of underserved consumers do not have a credit card.  These consumers are often invisible in the databases of the large national credit bureaus. With nearly 10,000,000 consumer records in our database, ApproveData has the data and analytical expertise to help you navigate the underserved market and target the most profitable emerging consumers to acquire for your business.

ApproveData is a prescreen processing provider that accesses credit information on underserved consumers in order to qualify prospects for preapproved offers.  Using over 400 attributes and scores, lenders can more efficiently target the right prospects with the right product.  Our prescreen solutions leverage tradeline data from industries including consumer finance, nonprime auto and subprime credit cards.

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This is a simple database population analysis, represented by percentages of the overall ApproveData population, distributed across score bands and represented graphically.